The Passive Income Lab: A 12-Week Passive Income Investing Program
For high-income professionals and business owners with $25,000+ of capital to deploy. The Passive Income Lab from Wealth Without Wall Street helps you turn active income into passive income so your passive income becomes greater than your monthly expenses: financial freedom.
The Passive Income Lab formula
Passive Income (PI) > Monthly Expenses (ME) = Financial Freedom (FF).
The Mailbox Money Map: 12 weeks, three phases
- System 1, Investor DNA: who you are as a deployer of capital. Risk tolerance, time horizon and return expectations, before you deploy a single dollar.
- System 2, Your Buy Box: the filter every deal must pass, built to your DNA.
- System 3, Deployment: real capital into a real deal, run through your Buy Box with a coach on the line.
How the Lab is different from most investing programs
- Built around a personalized Buy Box
- Cohorts capped at 10 people
- Two coaches per cohort
- Live weekly office hours
- 1-on-1 coaching included
- Your spouse included
- About 3 hours a week; every live session is recorded
- New cohorts start about twice a month
Who teaches it: Russ Morgan & Joey Mure
Russ Morgan and Joey Mure founded Wealth Without Wall Street and host the Wealth Without Wall Street podcast (1.6M+ downloads). Russ became a financial advisor in 2004 and earned the CFP designation before walking away from Wall Street-style planning after 2008. Joey spent eleven years in mortgages. In 2009 they found R. Nelson Nash's book Becoming Your Own Banker, were mentored directly by Nelson Nash, and rebuilt their financial lives around the Infinite Banking Concept. Today they have 40+ whole life policies between them and over $50,000 a month in passive income from land, rentals and businesses funded by recycling the same dollars through their policies.
Lab director: Ben Buzek
Director of the Passive Income Lab and a 25-year U.S. Army Special Operations veteran who started as a Wealth Without Wall Street client. Helps investors define their Investor DNA, build a Buy Box and deploy capital into cash-flowing alternative investments.
Frequently Asked Questions
What does it cost? Is the Game Plan session really free?
Yes, the session is 100% free. In 45 minutes we work out your Freedom Number and your gap, and map a 12–24 month plan to close it. You keep that plan whether you join or not. If the Lab looks like a fit, we'll walk you through tuition on the call. It's a one-time fee with a payment plan option and no hidden or annual fees.
How do I know this is legit?
Good question. We teach you to vet us the same way you'd vet any deal. Russ and Joey have spent 15+ years building and using this system, the podcast has 1.6M+ downloads, and 1,000+ investors have gone through it. Lab director Ben Buzek served 25 years in Army Special Operations and started out as a client. Bring your toughest questions to the free session.
I'm already busy. How much time does this take?
About 3 hours a week. That's one live hour with your cohort plus self-paced work and your 1-on-1s. Every live session is recorded, so a missed week won't set you back. You'll be investing alongside operators who already run the business, not starting a second job.
How much money do I need to get started?
Plan on $25,000+ you could deploy within the next 12 months. You don't need it on day one. The first 8 weeks cover your Investor DNA and your Buy Box, and most members don't put capital to work until weeks 9–12. Many fund deals from savings, a 401(k) or whole life cash value, and we'll map which source fits you on your free session.
Is now the right time, or should I wait until things settle down?
Waiting is the most expensive choice, because every month without a plan is another month your money sits idle. The good news is you don't have to commit capital to get started. The first 8 weeks focus on who you are as an investor and what fits you, and most members don't put money into a deal until weeks 9–12. New cohorts start about twice a month, so you can choose a start date that works for you. The free Game Plan session will show you exactly where you stand today.
Start with a free Game Plan session
45 minutes, free. You leave with your Freedom Number, your gap, and a 12–24 month plan to cover your monthly expenses.
Learn more from Wealth Without Wall Street
- Free Passive Income & Infinite Banking Masterclass: Free 60-minute live workshop every Tuesday at 7pm ET on infinite banking, whole life insurance as a personal banking system, and the Blue Box Strategy.
- Infinite Banking & Passive Income Game Plan Session: Apply for a free 60-minute session with a strategic financial coach to map your Freedom Number and the Passive Income Operating System.
- Book a Passive Income Lab Game Plan Session: Free 45-minute session for investors with $25,000+ to deploy: Freedom Number, gap, and a 12–24 month plan.
- Wealth Without Wall Street: Main site, blog and podcast.
- What is infinite banking?: Infinite banking explained.
- Passive income: How Wealth Without Wall Street approaches passive income.
- The Blue Box Strategy: The Blue Box Strategy explained.
- Is infinite banking a scam?: An honest look at the pros, cons and risks.
- FAQ: Frequently asked questions about Wealth Without Wall Street.
- The Wealth Without Wall Street Podcast: 1.6M+ downloads.
Educational content only, not financial, legal or tax advice. Wealth Without Wall Street is not a registered investment advisor. Results vary and are not guaranteed. Whole life insurance policy loans accrue interest, and unpaid loans reduce the death benefit. Wealth Without Wall Street Media, LLC, 120 19th St N, Suite 2050, Birmingham, AL 35203, 205-236-0075.